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 Making dreams come true
with zero down mortgages
We don’t think that saving for a down payment should be the reason you put your dreams on hold.
There are still several loan programs available that allow up to 100% financing.
Buying a home is something we all dream about, usually for years. You may have saved money for a down payment, but just don’t have enough to buy your dream home.
USDA Rural Home Loan Financing
Did you know that approximately 90% of the properties in the state of Oregon fall within the boundaries of the USDA rural home loan program. This is a fantastic loan program that will allow you to finance up to 100% of the purchase price of your home, and will also allow you to finance up to 2% of your closing costs! Please check here to see if a property you are interested in, will qualify for this type of mortgage. (NOTE: There are other restrictions for this type of financing, so call me to find out if you qualify.)
VA Loans
Our Veterans still qualify for up to 100% financing to purchase a home. We can help you unravel all the questions and paperwork to help you get you into that home.
FHA loans
While FHA loans do require 3.5% down payment, did you know that all but $500 of that down payment can be in the source of gift funds from relatives? AND, did you know that the home sellers can contribute up to 6% towards your closing costs? This means that with FHA financing, you can still get almost 100% financing in todays market.
Take advantage of the great low prices, the government tax credit of $8000, and almost zero down to buy that home today.
I'm here to help, so call anytime with questions to see how you might qualify to purchase your first home.
NOTE: All these loan programs are for owner occupied homes.
Best regards
Shelby Bateson
503-819-6545
Let me help you explore all your mortgage options. I look forward to helping you!
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